Financing Options

Flexible Financing for Your Home Comfort Needs

Expand your purchasing power with Promotional Financing through Synchrony.

Our Financing Partner

Expand your purchasing power with Promotional Financing through Synchrony.

Financing Through Synchrony

At JMAC Plumbing and Air Conditioning, we understand that plumbing and HVAC services can be a significant investment. That is why we have partnered with Synchrony — one of the nation's premier consumer financial services companies — to offer flexible financing options that help you manage the cost of your new system or repair. Do not let budget concerns delay the comfort and safety of your home.

Synchrony Financial

Why Finance With Us

Convenient Financing Through Synchrony

Expand your purchasing power with convenient financing options designed to help you manage the cost of your home comfort needs.

Simple Application

Complete a quick application and receive a fast credit decision — no lengthy paperwork or waiting.

Unsecured Revolving Credit Line

Access an unsecured revolving credit line for your home comfort purchases through Synchrony.

Promotional Financing Available

Take advantage of promotional financing offers to help manage the cost of your new system or repair.

Convenient Monthly Payments

Spread the cost into manageable monthly payments that fit your budget and lifestyle.

Online Account Management

Manage your account online at your convenience — view statements, make payments, and track your balance.

Simple Process

How to Apply for Financing

Applying for financing is straightforward. Click the 'Apply Online' button below to complete a short application through Synchrony. You will receive a credit decision quickly. If you have any questions about the financing process or your options, our team is happy to walk you through it.

STEP 01

Call or Visit

Contact JMAC to schedule your service. Let us know you're interested in financing options.

STEP 02

Get a Quote

Our technician will assess the job and provide a transparent, upfront estimate for the work.

STEP 03

Quick Application

Apply for financing in minutes through Synchrony Financial — right from your phone or our office.

STEP 04

Get It Done

Once approved, we get to work immediately. Enjoy your new system and pay over time.

Honest Vegas Pricing

How much does this actually cost?

Real Las Vegas price ranges — updated for 2026 refrigerant prices, NV Energy rebates, and current labor. Click any card for what changes the number.

New AC system installed

"How much does a new AC cost in Las Vegas?"

$7.5k$15k

Most homeowners land near $10.5k

NV Energy PowerShift heat-pump rebate up to $3,400 + $200 tune-up rebate apply. Federal 25C tax credit expired Dec 31 2025.

  • System size (tons)

    A 4-ton system runs $1,200–$2,000 above a 2.5-ton on the same SEER tier.

  • Efficiency tier (SEER2)

    Stepping from a 14.3 SEER2 baseline to a 17 SEER2 inverter adds $1,800–$3,000.

  • Ductwork condition

    Repairing or replacing leaky 1990s ducts adds $1,500–$4,000 to the install.

AC repair (most common Vegas summer fixes)

"AC repair cost Las Vegas"

$250$2.5k

Most homeowners land near $525

  • What failed

    Capacitor $250–$400 · contactor $300–$500 · fan motor $600–$1,200 · compressor $2,500–$4,500.

  • Time of year

    After-hours summer dispatch carries a real-world premium across the valley.

  • System age

    10+-year R-410A units may need refrigerant at $180–$250/lb on top of the part cost.

Tank water heater replacement

"Water heater replacement cost Las Vegas"

$1.5k$4.5k

Most homeowners land near $2.4k

NV Energy heat-pump water heater rebate up to $400 if you switch from gas/electric tank.

  • Capacity (40 / 50 / 75 gal)

    A 75-gallon unit runs $800–$1,500 above a 40-gallon for the same fuel type.

  • Code upgrades

    Expansion tank, drain pan, T&P discharge to exterior — typical $300–$600 additional.

  • Fuel type

    Gas tanks cost less to install but more to operate; heat-pump electric flips that math.

Tankless water heater install

"Tankless water heater cost Las Vegas"

$3.5k$6.5k

Most homeowners land near $4.8k

  • Gas line capacity

    Most Vegas homes need a 3/4" gas line upgrade — adds $400–$1,200.

  • Venting

    Direct-vent through an exterior wall vs. relining an existing flue: $300–$900 difference.

  • Hard-water mitigation

    Vegas water (~16 gr/gal) cuts tankless life in half without a softener or scale filter.

Slab leak repair

"Slab leak repair cost Las Vegas"

$1.5k$8k

Most homeowners land near $3.2k

  • Detection method

    Acoustic + thermal locate adds $300–$600 but prevents tearing up half the slab.

  • Repair vs. reroute

    Spot repair is cheaper short-term; a reroute through walls/attic costs more but ends the cycle.

  • Flooring + drywall restoration

    If concrete is opened up, restoration runs $800–$3,000 depending on flooring.

Whole-house repipe

"Whole house repipe cost Las Vegas"

$4.5k$15k

Most homeowners land near $8.5k

  • Square footage + bath count

    A 1,400 sf 2-bath repipes for ~$5,500; a 3,200 sf 4-bath runs $11,000–$15,000.

  • Pipe material

    PEX is the modern standard; copper costs 25–35% more and isn't worth it in most cases.

  • Wall + drywall repair

    We minimize cuts but Vegas tract framing makes 8–14 access points unavoidable.

Ranges reflect 2026 Las Vegas labor + parts. Your home is unique — the only way to land on a real number is a 30-minute walkthrough with one of our hourly-paid (never commissioned) techs. Call 702-227-5622 or schedule a visit.

Important Disclosure

Financing Terms

Subject to credit approval. Minimum monthly payments required. See store for details. For new accounts: Purchase APR is 29.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for applicable terms. A $0 account activation fee will apply and be charged at the time the first purchase posts to account.

Subject to credit approval
Minimum monthly payments required
Promotional financing available
Convenient monthly payments
Online account management
$0 account activation fee

Ready to Get Started?

Click below to apply online through Synchrony, or call JMAC today to discuss financing options for your next HVAC or plumbing project.